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What people think about North Island Credit Union?
North Island Credit Union rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was hassle free and speedy. I like their professional customer support service and reasonable rates. I will surely recommend this loan provider to my relatives and friends.
Kaden Kreiger PhD
I took out for a $1,000 payday loan when I needed money after vacation. There simply was no other way out. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Ms. Tiffany Murray
Thank you for the best service. Your staff assisted me throughout the application. It’s cool that you only need an ID to get accepted.
Emma Cormier
Pay Attention
The previous three items describe a precise lender. But below you can find common data about payday loans.
Payday Loans in Chula Vista, California
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Chula Vista, California. The entire process is easy. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of North Island Credit Union that offers payday loans in Chula Vista, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help individuals who have low credit scores or have no credit score. But we recommend you that as with any loan you should only consider applying for a cash advance if you are confident that you can make payments on scheduled.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Chula Vista, California
Cathay Bank
Ste. #115, 9055 E Las Tunas Dr Ste. #115, Temple City, CA 91780, USA
+1 (626) 320-1991
www.cathaybank.com
Moneytree
1070 13th St Suite C, Imperial Beach, CA 91932, USA
+1 (619) 429-6669
www.moneytreeinc.com
Family Car Title Loans
349 N Oxnard Blvd, Oxnard, CA 93036, USA
+1 (805) 590-2660
familytitleloans.org
Umpqua Bank
500 Auburn Folsom Rd Suite 200, Auburn, CA 95603, USA
+1 (530) 887-8182
locations.umpquabank.com
Fischer Mortgage & Investment
6454 Pony Express Trail #33, Pollock Pines, CA 95726, USA
+1 (530) 644-5951