U.S. Bank Branch Payday Loans Review - Chula Vista, California

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5 4 reviews

1745 Eastlake Pkwy, Chula Vista, CA 91915, USA
+1 (619) 216-5100
locations.usbank.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–4PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you read the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Chula Vista, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and quick to issue payday loans in Chula Vista, California. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a loan in Chula Vista, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Chula Vista, California. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Chula Vista, California

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ACE Cash Express

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Capital Alliance

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Bank of the West

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Wheelhouse Credit Union - Chula Vista

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+1 (619) 297-4835

www.wheelhousecu.com

CommonWealth Central Credit Union

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+1 (800) 564-1588

www.wealthcu.org

Bank of America ATM

417 W Felicita Ave, Escondido, CA 92025, USA

+1 (844) 401-8500

locators.bankofamerica.com

First Republic Bank

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+1 (888) 408-0288

www.firstrepublic.com