U.S. Bank Branch Payday Loans Review - Chico, California

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3.2 6 reviews

2385 Esplanade, Chico, CA 95926, USA
+1 (530) 893-6177
locations.usbank.com
Friday
9:30AM–4PM
Saturday
9:30AM–1PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you read the reviews of our clients.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people get acquainted shared information about payday loans.

Payday Loans in Chico, Texas

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue loans in Chico, Texas. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will U.S. Bank Branch help take out a payday loan in Chico, Texas?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Chico, Texas. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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