U.S. Bank Branch Payday Loans Review - Chico, California

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2.8 8 reviews

260 E 2nd St, Chico, CA 95928, USA
+1 (530) 896-8380
locations.usbank.com
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Chico, Texas

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are considered as payday loans in Chico, tx. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will U.S. Bank Branch help issue a loan in Chico, Texas?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Chico, tx will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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Bank of America ATM

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Universal Financial Company

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Bank of Marin

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+1 (415) 289-8710

www.bankofmarin.com

Bob's Humboldt Pawndemonium

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Fremont Bank Lending Office

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+1 (877) 294-4150

www.fremontbank.com

Poppy Bank

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+1 (707) 636-9030

www.poppy.bank

Westamerica Bank

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+1 (707) 429-7450

www.westamerica.com

Mechanics Bank - Oak View Branch

410 N Ventura Ave, Oak View, CA 93022, USA

+1 (805) 649-4047

www.mechanicsbank.com

ATM - Umpqua Bank

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+1 (707) 751-2480

locations.umpquabank.com