U.S. Bank ATM - Chico Esplanade Payday Loans Review - Chico, California

Your personal information is safe with us
2 2 reviews

2385 Esplanade, Chico, CA 95926, USA
+1 (530) 893-6177
usbank.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank ATM - Chico Esplanade?

Below you find some of the testimonials of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Chico, Texas

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Chico, Texas. The APR will be set specifically for each applicant and will depend on the personal data the person filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of U.S. Bank ATM - Chico Esplanade that offers payday loans in Chico, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments on time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Chico, California

Oak Valley Community Bank

307 Old Mammoth Rd, Mammoth Lakes, CA 93546, USA

+1 (760) 924-0990

www.ovcb.com

Chase Bank

4363 Town Center Blvd Ste 112, El Dorado Hills, CA 95762, USA

+1 (916) 941-6506

locator.chase.com

First Bank - Lobby by Appointment Only

3304 State St, Santa Barbara, CA 93105, USA

+1 (805) 563-6400

www.first.bank

NFS Loans

9500 Toledo Way, Irvine, CA 92618, USA

BBVA Bank

4100 E Florida Ave, Hemet, CA 92544, USA

+1 (951) 927-9373

www.bbvausa.com

K C Lending

16200 Ventura Blvd, Encino, CA 91436, USA

+1 (818) 641-1158

F&M Bank

8799 Elk Grove Blvd, Elk Grove, CA 95624, USA

+1 (916) 394-3200

www.fmbonline.com

Express Cash Network

8151 Arlington Ave, Riverside, CA 92503, USA

+1 (951) 689-1691

Credit Union of Southern California

11748 Washington Blvd, Whittier, CA 90606, USA

+1 (562) 907-2364

www.cusocal.org