What people think about Auto Club Federal Credit Union?
What a horrible "benefit" to offer hard working employees.
Lacy Zemlak
Best personalized service I have ever received from a financial institution!
Lelah Dicki
You have to practically come in to get all business handled in a timely manner.
Brannon Turcotte
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Now you can review general characteristics of payday loans.
Payday Loans in Cerritos, California
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Cerritos, California is are easy to access. The interest rate is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Auto Club Federal Credit Union that offers payday loans in Cerritos, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.
Other Payday Lenders in Cerritos, California
Searchlight Funding
15714 Bear Valley Rd, Victorville, CA 92395, USA
Bank of the West
11100 San Pablo Ave, El Cerrito, CA 94530, USA
+1 (510) 235-2980
www.bankofthewest.com
El Segundo Car Title Loans Inc
1230 Rosecrans Ave #54, Manhattan Beach, CA 90266, USA
+1 (424) 203-5089
Alamo Mortgage Corporation
3075 Citrus Cir, Walnut Creek, CA 94598, USA
ATM - Umpqua Bank
3626 Bel Aire Plaza, Napa, CA 94558, USA
+1 (707) 256-1966
locations.umpquabank.com