Bay Federal Credit Union Payday Loans Review - Capitola, California

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3.8 29 reviews

3333 Clares St, Capitola, CA 95010, USA
+1 (831) 479-6000
www.bayfed.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-09-10

Mailing Address

3333 CLARES ST

CAPITOLA

CA

95010-2546

United States

Company Name

Bay Federal Credit Union

Bay Federal Credit Union

Contact Data

tech@bayfed.com

+1.8314796000

Testimonials

Feedback about Bay Federal Credit Union?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Capitola, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Problem-free financial products are considered as payday loans in Capitola, ca. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bay Federal Credit Union help take out a loan in Capitola, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Capitola, ca consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay off the debt on time and not only cope with current problems, but enhance the credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

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