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What people think about Bank of the West?
Was invited to a wedding but was empty at that time. A friend recommended me to address Bank of the West. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had poor credit. In general, The process was simple.
Jacynthe Kuhn
They only ask for an ID to get accepted. Last week I was fined and needed some cash to survive. These guys saved me although I had a low credit score. Quick and easy application. Very happy!!
Alberta Cormier
It needed to rebuild my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Bank of the West. Took out 4 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very happy.
Prof. Jany Bednar V
Simple application. I only filled in an ID and a bank account. Very quick approval. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is average. Paid off the debt earlier than agreed. If required, the term can be also extended.
Katlyn O'Kon
Bank of the West rescued me in a hard time. They approved me for a loan although I had credit problems. The process was straightforward and fast. I love their 24/7 customer support service and competitive rates. I will 100% recommend this loan provider to my family and friends.
Mr. Colt Runte MD
Important
Now you can read general aspects of payday loans.
Payday Loans in Capitola, California
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is effortless and speedy to get accepted for payday loans in Capitola, California. The APR will be set individually for each client and will depend on the personal information the person provided.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Bank of the West that offers payday loans in Capitola, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.
Other Payday Lenders in Capitola, California
VALIC Financial Advisors
5353 Scotts Valley Dr a, Scotts Valley, CA 95066, USA
+1 (831) 428-2874
www.valic.com
ACE Cash Express
11121 Crenshaw Blvd, Inglewood, CA 90303, USA
+1 (310) 412-3851
www.acecashexpress.com
