Patelco Credit Union Payday Loans Review - Brentwood, California

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4.3 35 reviews

5601 Lone Tree Way Suite T-110, Brentwood, CA 94513, USA
+1 (800) 358-8228
www.patelco.org
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

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Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Brentwood, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Brentwood, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

25% small loan cap

How will Patelco Credit Union help take out a loan in Brentwood, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Brentwood, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the result.

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