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What people think about ATM (Union Bank)?
I want to say Many Thanks to the team of ATM (Union Bank). They offer immediate solution to any sudden money troubles. Love them for their same day decision. Applied for a payday loan and got accepted although my credit was poor. I will 100% use this service if I need money in the future.
Mrs. Macie Reichert IV
They approve applicants immediately and transfer money the next day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Piper Douglas PhD
Was invited to a birthday party but was empty at that time. A friend recommended me to use ATM (Union Bank). And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was effortless.
Sadie Hills
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The above-given information provides the details about a definite lender. The information below is about common information about payday loans.
Payday Loans in Brea, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Brea, California. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of ATM (Union Bank) that offers payday loans in Brea, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.
Other Payday Lenders in Brea, California
Union Bank
26380 Carmel Rancho Ln, Carmel-By-The-Sea, CA 93923, USA
+1 (831) 626-5080
blw.unionbank.com
Lawndale Jewelry & Loan by Maxferd
16510 Hawthorne Blvd, Lawndale, CA 90260, USA
+1 (310) 362-5289
maxferd.com
Patelco Credit Union
1200 Clay St Suite 130, Oakland, CA 94612, USA
+1 (800) 358-8228
www.patelco.org
Lendmark Financial Services LLC
1129 San Fernando Rd, San Fernando, CA 91340, USA
+1 (818) 365-8817
www.lendmarkfinancial.com
