First Imperial Credit Union Payday Loans Review - Brawley, California

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3 4 reviews
Organization owner?
1020 S Brawley Ave, Brawley, CA 92227, USA
+1 (760) 352-1540
www.ficu.com
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-20

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

nr2xx2e44vc@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about First Imperial Credit Union?

Here you grapple with the feedback of our clients.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Isabella Parker IV

I have a problem with paying a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to address First Imperial Credit Union. They really helped.

Margaret Rosenbaum

Not the first time I use First Imperial Credit Union. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when cash is urgently needed.

Antonetta Rath

I recommend First Imperial Credit Union to everyone, I am applying for the second time. Everything is great!

Dasia Koepp

Yesterday I needed money, I decided to contact First Imperial Credit Union. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Johathan McGlynn

Note

Pay Attention

Lending companies are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Brawley, California

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Brawley, California is issued easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Imperial Credit Union help issue a payday loan in Brawley, California?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Brawley, ca will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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ACE Cash Express

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Bank of the West - ATM

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