Mechanics Bank - Berkeley Branch Payday Loans Review - Berkeley, California

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4.2 9 reviews

2301 Shattuck Ave, Berkeley, CA 94704, USA
+1 (510) 647-0720
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

CA

REDACTED FOR PRIVACY

United States

Company Name

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Contact Data

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REDACTED FOR PRIVACY

Testimonials

What people think about Mechanics Bank - Berkeley Branch?

Below you read some of the testimonials of our clients.
Note

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Berkeley, Illinois

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Berkeley, Illinois. The APR will be set individually for each case and will depend on the personal data the person provided.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Mechanics Bank - Berkeley Branch that offers payday loans in Berkeley, Illinois

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Berkeley, il welcome individuals with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within the hour.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

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