Valley Strong Credit Union Payday Loans Review - Bakersfield, California

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3.9 92 reviews

4530 Ming Ave, Bakersfield, CA 93309, USA
+1 (661) 833-7900
www.valleystrong.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Valley Strong Credit Union?

Below you read some of the testimonials of our clients.
Note

Pay Attention

The previous three items charactirize a specific lender. But below you can find common information about payday loans.

Payday Loans in Bakersfield, Vermont

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Bakersfield, Vermont. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.

APR

18% APR small loan cap

Advantages of Valley Strong Credit Union that offers payday loans in Bakersfield, Vermont

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a cash advance if you are sure that you can afford payments punctually.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Bakersfield, California

CashMax

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VALIC Financial Advisors Office

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Edelman Financial Engines

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Money Line

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Apoyo Financiero Salinas

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+1 (831) 269-3087

www.apoyo-financiero.com

Travis Credit Union

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+1 (707) 449-4000

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First Bank - Lobby by Appointment Only

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+1 (310) 456-5579

www.first.bank

Central Coast Federal Credit Union

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+1 (831) 393-3480

www.centcoastfcu.com

Advance America

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+1 (707) 422-1422

www.advanceamerica.net