Safe 1 Credit Union Payday Loans Review - Bakersfield, California

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3.5 17 reviews

1400 Mill Rock Way, Bakersfield, CA 93311, USA
+1 (661) 327-3818
www.safe1.org
Thursday
9AM–5:15PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:15PM
Tuesday
9AM–5:15PM
Wednesday
9AM–5:15PM
Testimonials

What people think about Safe 1 Credit Union?

Below you get acquainted with some of the opinions of our customers.
Note

Important

The previous three items describe a definite financial institution. But below you can find general data about payday loans.

Payday Loans in Bakersfield, Vermont

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Bakersfield, Vermont. The APR will be set specifically for each person and will depend on the personal information the consumer provided.

APR

18% APR small loan cap

Advantages of Safe 1 Credit Union that offers payday loans in Bakersfield, Vermont

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

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