Espeeco Federal Credit Union Payday Loans Review - Bakersfield, California

Your personal information is safe with us
5 4 reviews

2801 H St, Bakersfield, CA 93301, USA
+1 (661) 327-5548
www.espeeco.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about Espeeco Federal Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Bakersfield, Vermont

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Bakersfield, Vermont are issued easily. The interest rate is conditional on the borrower's person-related information: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

18% APR small loan cap

How will Espeeco Federal Credit Union help take out a payday loan in Bakersfield, Vermont?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Bakersfield, Vermont. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Bakersfield, California

Check `n Go

467 College Blvd Suite H6, Oceanside, CA 92057, USA

+1 (760) 941-9900

locations.checkngo.com

Union Bank

1069 E Champlain Dr, Fresno, CA 93720, USA

+1 (559) 492-4266

blw.unionbank.com

Westamerica Bank

202 W Napa St, Sonoma, CA 95476, USA

+1 (707) 935-3200

www.westamerica.com

East West Bank

4790 Freeport Blvd, Sacramento, CA 95822, USA

+1 (916) 736-2646

www.eastwestbank.com

Advance America

3907-A Chicago Ave, Riverside, CA 92507, USA

+1 (951) 222-0274

www.advanceamerica.net

Pcoc Dba Orange Check Cashing

821 N Tustin St, Orange, CA 92867, USA

+1 (714) 633-6541

orange-check-cashing.business.site

Emory Financial

2920 Huntington Dr # 100, San Marino, CA 91108, USA

+1 (805) 823-5119

www.emoryfinancial.com

First Citizens Bank

1320 E Bidwell St, Folsom, CA 95630, USA

+1 (916) 984-2300

locations.firstcitizens.com

Oportun

128 W Pacific Coast Hwy, Wilmington, CA 90744, USA

+1 (310) 803-9226

oportun.com