Self-Help Federal Credit Union Payday Loans Review - Bakersfield, California

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3.6 19 reviews

2100 H St, Bakersfield, CA 93301, USA
+1 (877) 369-2828
www.self-helpfcu.org
Thursday
9AM–1PM, 2–5PM
Friday
10AM–1PM, 2–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 2–5PM
Tuesday
9AM–1PM, 2–5PM
Wednesday
10AM–1PM, 2–5PM
Testimonials

What people think about Self-Help Federal Credit Union?

Below you find some of the opinions of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Bakersfield, Vermont

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is effortless and fast to get approved for payday loans in Bakersfield, Vermont. The APR will be set individually for each consumer and will depend on the personal data the borrower entered.

APR

18% APR small loan cap

Advantages of Self-Help Federal Credit Union that offers payday loans in Bakersfield, Vermont

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.

Let's see

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