Equity 1 Loans Payday Loans Review - Bakersfield, California

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3.3 8 reviews

Organization owner?

5405 Stockdale Hwy #108, Bakersfield, CA 93309, USA

+1 (661) 398-9382

equity1loans.com

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

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Feedback about Equity 1 Loans?

Here you grapple with the reviews of our customers.

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Pay Attention

Above-defined info offers the details about a definite lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Bakersfield, Vermont

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Bakersfield, Vermont are issued problem-free. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

18% APR small loan cap

How will Equity 1 Loans help issue a loan in Bakersfield, Vermont?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Bakersfield, vt consider this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on a due date and not only solve current problems, but improve the credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

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