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What people think about Redwood Credit Union?
Came in an hour before close to see if i could get a loan and they worked super hard to get it all within the timeframe! Big shout outs to Ricky and The team!
Pearl Homenick
Great bank and staff is friendly and helpful
Toy Farrell
Very Limited Services at this location.
Annalise Hermann
Important
Below you can see general information about payday loans and their common features.
Payday Loans in American Canyon, California
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in American Canyon, California. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Redwood Credit Union that offers payday loans in American Canyon, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
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