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What people think about Simmons Bank?
Said I was approved for a cash advance loan. Have been waiting 3 days, still no funds I my account. I think it’s fake.
Markus O'Kon PhD
I took loans from Simmons Bank 2 times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 5 hours. It’s been 2 days – no money. They do not answer phone calls. Why???
Kasandra Bruen V
I took out cash advance from Simmons Bank twice. Paid back all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $500 ???
Maurice Parisian
Interest too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Dr. Amina Jones
Applied for a loan second time. Got denied! No idea WHY! No explanation. Fishy company.
Layla Littel PhD
Pay Attention
Above there is information about a exact loan provider. Below you can review common features of payday loans.
Payday Loans in Siloam Springs, Arkansas
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Siloam Springs, Arkansas. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.
17% usury cap
Advantages of Simmons Bank that offers payday loans in Siloam Springs, Arkansas
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.
Other Payday Lenders in Siloam Springs, Arkansas
Lion Federal Credit Union
1580 Haynesville Hwy, El Dorado, AR 71730, USA
+1 (870) 863-4335
www.lioncreditunion.com
First National Bank of Eastern Arkansas
1381 US-64, Marion, AR 72364, USA
+1 (870) 739-6100
www.fnbea.com
U.S. Bank Branch
102 Pointer Trail W, Van Buren, AR 72956, USA
+1 (479) 471-1836
locations.usbank.com
