Centennial Bank Payday Loans Review - Paragould, Arkansas

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2.5 6 reviews

300 W Emerson St, Paragould, AR 72450, USA
+1 (870) 236-7623
www.my100bank.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Testimonials

What people think about Centennial Bank?

Below you find some of the testimonials of our clients.
Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Paragould, Arkansas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Paragould, Arkansas. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

17% usury cap

Advantages of Centennial Bank that offers payday loans in Paragould, Arkansas

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Paragould, ar work with individuals with bad credit. You can apply for a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within several hours.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Paragould, Arkansas

Farm Credit of Western Arkansas - Texarkana

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+1 (870) 772-1882

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Arkansas Trading & Loan Inc

918 E 4th St, Russellville, AR 72801, USA

+1 (479) 967-4867

www.arktradepawn.com

Equity Bank

911 W Trimble Ave, Berryville, AR 72616, USA

+1 (870) 423-1700

www.equitybank.com

Telcoe Federal Credit Union

1714 E Main St, Russellville, AR 72801, USA

+1 (501) 375-5321

www.telcoe.com

Equity Bank

200 E Ridge Ave, Harrison, AR 72601, USA

+1 (870) 391-8000

www.equitybank.com

Centennial Bank

300 W Emerson St, Paragould, AR 72450, USA

+1 (870) 236-7623

www.my100bank.com

Red River Federal Credit Union

704 East St, Texarkana, AR 71854, USA

+1 (870) 772-0367

www.rrfcu.com

Bank of Lake Village

201 Main St, Lake Village, AR 71653, USA

+1 (870) 265-2241

www.bankoflakevillage.com

Simmons Bank

108 E Speedway St, Dermott, AR 71638, USA

+1 (866) 246-2400

simmonsbank.com