First National Bank Payday Loans Review - Paragould, Arkansas

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3.6 11 reviews

2701 W Kingshighway, Paragould, AR 72450, USA
+1 (870) 215-4000
www.fnbank.net
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM

Domain Info

Created Date

2000-01-25

Mailing Address

N 2ND ST AT W COURT ST

PARAGOULD

AR

72450

United States

Company Name

First National Bank of Paragrould

First National Bank of Paragrould

Contact Data

jhaadmin@jackhenry.com

+1.9999999999

+1.9999999999

Testimonials

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Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Paragould, Arkansas

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and fast to issue loans in Paragould, Arkansas. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

17% usury cap

How will First National Bank help issue a payday loan in Paragould, Arkansas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Paragould, ar will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the outcome.

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First National Bank

2701 W Kingshighway, Paragould, AR 72450, USA

+1 (870) 215-4000

www.fnbank.net

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