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What people think about Simmons Bank?
Disappointed client! Was declined for no reason. My credit was fair.
Abdullah Torp
Interest too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…
Ms. Aliza Parker
This company is a fraud. I will never apply again. $30 goes towards loan and you keep $84 for interest.
Dr. Buck Sanford MD
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Below you can see general information about payday loans and their common aspects.
Payday Loans in Paragould, Arkansas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is trouble-free and fast to get approved for payday loans in Paragould, Arkansas. The APR will be set individually for each person and will depend on the personal details the client entered.
17% usury cap
Advantages of Simmons Bank that offers payday loans in Paragould, Arkansas
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.
Other Payday Lenders in Paragould, Arkansas
Farmers and Merchants Bank
2696 Hwy 62 E, Mountain Home, AR 72653, USA
+1 (870) 492-2101
www.mebanking.com
Farmers and Merchants Bank
5748 AR-178 W, Lakeview, AR 72642, USA
+1 (870) 431-8575
www.mebanking.com
Evolve Bank & Trust Financial Center
1566 Highway 62-412, Highland, AR 72542, USA
+1 (870) 856-1078
www.getevolved.com
