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What people think about Farmers and Merchants Bank?
I have already submitted an application to this website twice and I was very happy with the rates. This is the only 24/7 website with affordable rates in my city.
Nora Runolfsdottir
Many thanks to Farmers and Merchants Bank. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best lender! Managed to deal with my problems and signed with relief.
Prof. Annetta Koss IV
I have already contacted this company 3 times and I was very satisfied with the rates. This is the only round the clock lender with competitive rates in my town.
Valentin Nader
I was embarrassed to borrow from my sister so I decided to apply for a small loan via Farmers and Merchants Bank. Found them online and the user reviews were positive I have already applied twice and every time I was eligible within an hour. Very convenient.
Dortha Hodkiewicz
They approve applicants instantly and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Mr. Herbert Robel Jr.
Important
Now you can see general features of payday loans.
Payday Loans in Mountain Home, North Carolina
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to get in Mountain Home, North Carolina. The entire process is hassle-free. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.
36% APR small loan cap
Advantages of Farmers and Merchants Bank that offers payday loans in Mountain Home, North Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.
Other Payday Lenders in Mountain Home, Arkansas
Edward Jones - Financial Advisor: Jason A Long
202 N 5th St, Blytheville, AR 72315, USA
+1 (870) 763-9262
www.edwardjones.com
Castle Rental & Private Pawn of Harrison
1520 N Main St, Harrison, AR 72601, USA
+1 (855) 994-9094
castlerp.com
Farm Credit of Western Arkansas - Foreman
816 E 1st Ave B, Foreman, AR 71836, USA
+1 (870) 542-6251
www.myaglender.com
Farm Credit of Western Arkansas - Sheridan
309 S Rock St suite d, Sheridan, AR 72150, USA
+1 (870) 942-7700
www.myaglender.com
Edward Jones - Financial Advisor: Matthew B Kraus
2111 Race St # 1, Jonesboro, AR 72401, USA
+1 (870) 910-0021
www.edwardjones.com