First Union Cash Advance Payday Loans Review - Mena, Arkansas

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5 reviews
Organization owner?
1100 US-71, Mena, AR 71953, USA
7 years in business
+1 (479) 243-9292
Testimonials

Feedback about First Union Cash Advance?

Here you get acquainted with the reviews of our customers.

Unsatisfied! Was declined to borrow $1,000. Only $400 was approved.

Mr. Alexander Schmidt

I issued cash advance from First Union Cash Advance 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Mrs. Fay Johnson

I issued payday loan from First Union Cash Advance 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Taya Stark

I issued $300 for several days. When the loan was returned, they applied a gigantic fees, I had to pay almost $400.

Hailey Morar

For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.

Sylvester Farrell III

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Ms. Sallie Wisozk MD

Note

Pay Attention

Lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Mena, Arkansas

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and fast to take out payday loans in Mena, Arkansas. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

17% usury cap

How will First Union Cash Advance help take out a loan in Mena, Arkansas?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Mena, Arkansas. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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Anstaff Bank- Auto

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First National Bank

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BancorpSouth Bank

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Grippin Cash Records

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Citizens Bank & Trust Company

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Simmons Bank

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Southern Bank

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+1 (855) 452-7272

locations.bankwithsouthern.com