First Union Cash Advance Payday Loans Review - Mena, Arkansas

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5 reviews

Organization owner?

1100 US-71, Mena, AR 71953, USA

7 years in business

+1 (479) 243-9292

Testimonials

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Pay Attention

Lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Mena, Arkansas

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and fast to take out payday loans in Mena, Arkansas. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

17% usury cap

How will First Union Cash Advance help take out a loan in Mena, Arkansas?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

35%

Healthcare Bills

40%

Traveling

30%

Car Repair

10%

Clothes

15%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Mena, Arkansas. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

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