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What people think about Simmons Bank?
Simmons Bank seems honest. Applied twice. The first loan approved was small – $200, but next time the limit was increased to $600. Paid off the loan on time. The employees were understanding, they gave immediate answers to all my questions. No complaints. But their rates are average.
Nettie O'Keefe
Thank you Simmons Bank for assisting me when I needed cash so bad to pay for car repair. I have applied through this company 3 times and everything was nice. This is the most credible lender with no hidden fees. Highly recommended!!!
Adolphus Kilback
Was invited to a gender party but was broke at that time. A friend recommended me to apply for a loan via Simmons Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was simple.
Jayde Morissette
Simple application. I only entered an ID and a bank account. Very quick approval. The first time I was accepted for $500 only. Hope the available amount will be more next time. Interest rate is fair. Paid off the debt on schedule. If you wish, the term can be also extended.
Alex Dickens
Important
Now you can read general features of payday loans.
Payday Loans in Lake Village, Indiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in Lake Village, Indiana is are simple to get. The APR is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
391% APR*
$550
14 days
Not Specified
Advantages of Simmons Bank that offers payday loans in Lake Village, Indiana
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments in good time.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Lake Village, Arkansas
First National Bank (Call Center)
216 W Emerson St, Paragould, AR 72450, USA
+1 (870) 215-4000
www.fnbank.net
ATM - Union Bank
University of Arkansas at Monticello, Weevil Dr, Monticello, AR 71655, USA
unionbank.com