Centennial Bank Payday Loans Review - Fort Smith, Arkansas

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6701 Boston St, Fort Smith, AR 72903, USA
+1 (888) 372-9788
www.my100bank.com
Friday
8AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Testimonials

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Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Fort Smith, Montana

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to issue loans in Fort Smith, Montana. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

How will Centennial Bank help take out a loan in Fort Smith, Montana?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Fort Smith, mt will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Fort Smith, Arkansas

Arvest Bank

405 N Walton Blvd, Bentonville, AR 72712, USA

+1 (479) 271-1244

locations.arvest.com

BancorpSouth Bank

1833 Linwood Dr, Paragould, AR 72450, USA

+1 (870) 240-0208

www.bancorpsouth.com

BancorpSouth Bank

112 W Pine St, Taylor, AR 71861, USA

+1 (870) 694-3651

www.bancorpsouth.com

Simmons Bank

9652 Strong Hwy, Strong, AR 71765, USA

+1 (870) 797-7320

www.simmonsbank.com

Anstaff Bank

23 Wolf St, Norfork, AR 72658, USA

+1 (870) 499-8522

www.anstaffbank.com

First Security Bank

4204 E Johnson Ave, Jonesboro, AR 72401, USA

+1 (870) 930-2520

fsbank.com

Smackover State Bank

602 S Timberlane Dr, El Dorado, AR 71730, USA

+1 (870) 863-6200

smackoverbank.com

Arkansas Federal Credit Union

301 E Kiehl Ave, Sherwood, AR 72120, USA

+1 (501) 982-1000

www.afcu.org

Porter's Pawn & Bargain Center, Inc

625 E 9th St, Mountain Home, AR 72653, USA

+1 (870) 424-7296

www.porterspawn.com