Centennial Bank Payday Loans Review - Fort Smith, Arkansas

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3.9 8 reviews

5801 Rogers Ave, Fort Smith, AR 72903, USA
+1 (479) 358-8680
www.my100bank.com
Friday
8AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Testimonials

What people think about Centennial Bank?

Below you read some of the reviews of our customers.
Note

Important

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Fort Smith, Montana

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your short-term financial difficulties in Fort Smith , Montana because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Advantages of Centennial Bank that offers payday loans in Fort Smith, Montana

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments without delays.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Fort Smith, Arkansas

Citizens Bank & Trust Company

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+1 (479) 410-5252

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Simmons Bank

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Farmers Bank

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+1 (479) 928-1500

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Twin City Auto Pawn & Loan Co

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Arvest Bank - Mortgage Division

200 Parkwood St, Lowell, AR 72745, USA

+1 (479) 750-6932

www.arvest.com

BOK Financial

1303 SE Walton Blvd, Bentonville, AR 72712, USA

+1 (479) 553-6280

locations.bokfinancial.com

BancorpSouth Bank

121 E Main St, Melbourne, AR 72556, USA

+1 (870) 368-4205

www.bancorpsouth.com

Arkansas Federal Credit Union

7887 Phoenix Ave, Fort Smith, AR 72903, USA

+1 (501) 982-1000

www.afcu.org

ATM Arkansas Federal Credit Union

2424 Marshall Rd, Jacksonville, AR 72076, USA

+1 (800) 627-3999

www.afcu.org