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Feedback about Southern Bancorp Bank?
I tried to borrow money from Southern Bancorp Bank. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Enola Larkin
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Therese Dare
I took out $300 for several days. When the payday loan was returned, they applied a huge commissions, I had to pay almost $400.
Prof. Annabel Lynch
I issued $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.
Donnell Mosciski
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The first three points show the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.
Payday Loans in Elaine, Arkansas
The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.
This financial product in Elaine, Arkansas is issued easily and quickly. The interest rate is specified respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.
17% usury cap
How will Southern Bancorp Bank help issue a loan in Elaine, Arkansas?
- Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
- Fast and high approval rate. The positive answer counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill in in the application? - General Info
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
Payday loans for bad credit
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Elaine, Arkansas. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.
Other Payday Lenders in Elaine, Arkansas
Liberty Bank of Arkansas
2110 Fayetteville Rd, Van Buren, AR 72956, USA
+1 (479) 441-1150
www.my100bank.com
Arvest Bank
819 Wallace Knob Rd, Mountain Home, AR 72653, USA
+1 (870) 424-3355
locations.arvest.com
ATM - Union Bank
University of Arkansas at Monticello, Weevil Dr, Monticello, AR 71655, USA
unionbank.com
Centennial Bank
4625 Old Greenwood Rd, Fort Smith, AR 72903, USA
+1 (479) 494-3350
www.my100bank.com
Arkansas Federal Credit Union
2895 Dave Ward Dr, Conway, AR 72032, USA
+1 (501) 982-1000
www.afcu.org
ACE Cash Express
2811 W 28th Ave, Pine Bluff, AR 71603, USA
+1 (870) 535-3767
www.acecashexpress.com