Southern Bancorp Bank Payday Loans Review - Elaine, Arkansas

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5 reviews

128 Main St, Elaine, AR 72333, USA
+1 (870) 827-3397
banksouthern.com
Monday
9AM–2PM
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–2PM
Friday
9AM–1PM, 1:30–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2007-09-25

Mailing Address

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Arkansas

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United States

Company Name

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Contact Data

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Testimonials

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Here you see the reviews of our clients.
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Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Elaine, Arkansas

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Elaine, Arkansas is issued easily and quickly. The interest rate is specified respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

17% usury cap

How will Southern Bancorp Bank help issue a loan in Elaine, Arkansas?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Elaine, Arkansas. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

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