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What people think about Southern Bancorp Bank?
Good service with competitive rates. They deposited within 3 hours, as I expected. I will use Southern Bancorp Bank again if I need temporary help.
Jarrett Pouros
It decided to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a cash advance via Southern Bancorp Bank. Took out 3 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Clotilde Considine
Fast application. I only needed an ID and a bank account. Very quick lending decision. The first time I was accepted for $600 only. Hope the limit will increase next time. Interest rate is affordable . Paid back the debt earlier than agreed. If you have difficulties, the term can be also extended.
Trudie King
Southern Bancorp Bank seems fair. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.
Dr. Cleo Hyatt
Recently I experienced the most unexpected situation in my life. I suddenly needed $800 to cover utility bills. This company assisted me asap. They were the only company that accepted me for the necessary amount. I solved all my problems. I will definitely recommend this company to my friends. Best service in my life.
Violette Mayert
Pay Attention
The above-given information provides the details about a certain company. The information below is about general information about payday loans.
Payday Loans in El Dorado, Kansas
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in El Dorado, Kansas is are easy to get. The interest rate is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
391%*
$500
7 days
30 days
Advantages of Southern Bancorp Bank that offers payday loans in El Dorado, Kansas
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.
Other Payday Lenders in El Dorado, Arkansas
First Security Bank
415 E Broadway St, North Little Rock, AR 72114, USA
+1 (501) 370-4810
fsbank.com
Arkansas Federal Credit Union
2008 Fayetteville Rd, Van Buren, AR 72956, USA
+1 (501) 982-1000
www.afcu.org
