What people think about Checks Exchange?
Wasted too much time with this organization. They charge sky high rates! Unhappy
Angel Steuber
I took loans from Checks Exchange many times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 5 hours. It’s been 2 days – no money. They do not answer emails. Why???
Francisca Schmitt
Interest too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Werner Konopelski
Pay Attention
The previous three items charactirize a definite lender. But below you can find common details about payday loans.
Payday Loans in De Queen, Arkansas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in De Queen, Arkansas is are simple to get. The APR is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
17% usury cap
Advantages of Checks Exchange that offers payday loans in De Queen, Arkansas
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can often be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are convinced that you can make payments as agreed in the contract.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in De Queen, Arkansas
Boll Weevil Pawn & Superstore
1205 Military Rd #4, Benton, AR 72015, USA
+1 (501) 778-7900
www.bollweevilpawn.com
Arkansas Federal Credit Union
4560 Central Ave, Hot Springs, AR 71913, USA
+1 (501) 982-1000
www.afcu.org