Stearns Bank N.A. - Arizona Payday Loans Review - Scottsdale, Arizona

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3.1 16 reviews

9225 E Shea Blvd, Scottsdale, AZ 85260, USA
+1 (480) 314-4200
www.stearnsbank.com
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S

SAINT CLOUD

MN

56301-3761

United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

domains@stearnsbank.com

+1.3202536607

+1.3202533051

Testimonials

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Above-shown info offers the details about a certain lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Scottsdale, Arizona

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to take out loans in Scottsdale, Arizona. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

36% usury cap

How will Stearns Bank N.A. - Arizona help take out a loan in Scottsdale, Arizona?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Scottsdale, az will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

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