Arizona Federal Credit Union - Deer Valley Payday Loans Review - Phoenix, Arizona

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3.2 56 reviews

2650 W Ross Dr, Phoenix, AZ 85027, USA
+1 (602) 683-1000
www.arizonafederal.org
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Testimonials

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Note

Pay Attention

Lending companies are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Phoenix, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Phoenix, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

25% small loan cap

How will Arizona Federal Credit Union - Deer Valley help take out a payday loan in Phoenix, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Phoenix, New York. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

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