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What people think about Oportun?
Great service & it was easier than what I thought, awesome people💕 Love it
Milton Collier
Elizabeth gave me the best customer service ever.
Dr. Delia Kub MD
The store smelled good and was clean with an inviting atmosphere!
Bridget Hackett
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Below you can read general information about payday loans and their common characteristics.
Payday Loans in Phoenix, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is easy and fast to get accepted for payday loans in Phoenix, New York. The APR will be set individually for each client and will depend on the personal information the consumer entered.
25% small loan cap
Advantages of Oportun that offers payday loans in Phoenix, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the cash advance loan immediately.
Other Payday Lenders in Phoenix, Arizona
Allied Cash Advance
1260 Gail Gardner Way #131, Prescott, AZ 86305, USA
+1 (928) 541-1708
locations.alliedcash.com
Horizon Community Bank
5858 S Highway 95 # 100 AZ-95, Fort Mohave, AZ 86426, USA
+1 (928) 788-9400
www.horizoncommunitybank.com
