CheckSmart Payday Loans Review - Phoenix, Arizona

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2.7 21 reviews
Loan agency in Phoenix, Arizona

1930 W Indian School Rd, Phoenix, AZ 85015, USA
+1 (602) 297-9777
www.ccfi.com
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Phoenix, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Phoenix, New York is taken out easily and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will CheckSmart help issue a loan in Phoenix, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Phoenix, New York. They assess many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Phoenix, Arizona

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+1 (928) 337-0100

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BBVA Bank

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ACE Cash Express

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+1 (623) 245-3424

www.acecashexpress.com

Cash Time Loan Centers

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USA Cash Services

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+1 (602) 944-4500

www.usacashservices.com

Check Into Cash

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+1 (480) 380-9212

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Mohave State Bank

3651 AZ-95, Bullhead City, AZ 86442, USA

+1 (928) 704-0000

www.mohavestbank.com

CASH 1 Loans

1728 W Bell Rd, Phoenix, AZ 85023, USA

+1 (602) 298-0394

www.cash1loans.com

CASH 1 Loans

985 W Elliot Rd UNIT 7, Chandler, AZ 85225, USA

+1 (480) 571-8660

www.cash1loans.com