CheckSmart Payday Loans Review - Phoenix, Arizona

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3.1 16 reviews
Loan agency in Phoenix, Arizona

8310 W Thomas Rd, Phoenix, AZ 85037, USA
+1 (623) 245-1200
www.ccfi.com
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you read the feedback of our customers.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people get acquainted shared information about payday loans.

Payday Loans in Phoenix, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Phoenix, New York is issued simply and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will CheckSmart help take out a loan in Phoenix, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Phoenix, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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