CASH 1 Loans Payday Loans Review - Phoenix, Arizona

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4.8 320 reviews
Loan agency in Phoenix, Arizona

4246 W Northern Ave, Phoenix, AZ 85051, USA
+1 (623) 939-4300
www.cash1loans.com
Saturday
8AM–9PM
Sunday
10AM–6PM
Monday
8AM–9PM
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–9PM
Testimonials

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Here you read the feedback of our customers.
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Pay Attention

Above-shown info provides the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Phoenix, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Phoenix, New York is issued simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will CASH 1 Loans help issue a loan in Phoenix, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Phoenix, New York. The company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see

Other Payday Lenders in Phoenix, Arizona

Sunwest Bank

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+1 (480) 607-6591

www.sunwestbank.com

Sunwest Bank

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1st Bank Yuma

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+1 (928) 783-3334

www.1stbankyuma.com

U.S. Bank Bullhead City ATM

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Alaska USA Federal Credit Union

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+1 (800) 525-9094

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TitleMax Title Loans

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ACE Cash Express

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www.acecashexpress.com

CheckSmart

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+1 (480) 917-3100

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Allied Cash Advance

2085 West, US-70, Thatcher, AZ 85552, USA

+1 (928) 348-9844

locations.alliedcash.com