CASH 1 Loans Payday Loans Review - Phoenix, Arizona

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4.9 331 reviews
Loan agency in Phoenix, Arizona

549 W Thomas Rd, Phoenix, AZ 85013, USA
+1 (602) 277-8673
www.cash1loans.com
Saturday
8AM–9PM
Sunday
10AM–6PM
Monday
8AM–9PM
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–9PM
Testimonials

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Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Phoenix, New York

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Phoenix, New York is taken out simply and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will CASH 1 Loans help take out a payday loan in Phoenix, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the request when lenders in Phoenix, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see

Other Payday Lenders in Phoenix, Arizona

ACE Cash Express

1971 Highway 95 Bldg B, STE 1, Bullhead City, AZ 86442, USA

+1 (928) 444-1110

www.acecashexpress.com

Horizon Community Bank

225 N Central Blvd, Quartzsite, AZ 85346, USA

+1 (928) 923-4596

www.horizoncommunitybank.com

Allied Cash Advance

628 Elm St Unit 110, Page, AZ 86040, USA

+1 (928) 645-2130

locations.alliedcash.com

National Bank of Arizona

58 S Lake Powell Blvd, Page, AZ 86040, USA

+1 (928) 645-2441

www.nbarizona.com

Bank of the West

156 W Hopi Dr, Holbrook, AZ 86025, USA

+1 (928) 524-3925

www.bankofthewest.com

Check Into Cash

1100 S, AZ-260 Suite C4, Cottonwood, AZ 86326, USA

+1 (928) 649-8796

local.checkintocash.com

Bank of the West

480 N Navajo Dr, Page, AZ 86040, USA

+1 (928) 614-7800

www.bankofthewest.com

Tio Rico Te Ayuda Loan Centers

2428 N 16th St, Phoenix, AZ 85006, USA

+1 (602) 252-4177

www.mytiorico.com

Loanmax Title Loans

351 W 20th St Unit 32, Yuma, AZ 85364, USA

+1 (928) 782-0335

www.loanmaxtitleloans.net