CheckSmart Payday Loans Review - Phoenix, Arizona

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3.4 22 reviews
Loan agency in Phoenix, Arizona

7501 W Indian School Rd, Phoenix, AZ 85033, USA
+1 (623) 873-3900
www.ccfi.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Phoenix, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Phoenix, New York are taken out hassle-free. The interest percentage depends on the customer's personal data: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will CheckSmart help take out a payday loan in Phoenix, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Phoenix, ny will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Phoenix, Arizona

Alaska USA Federal Credit Union

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+1 (800) 525-9094

www.alaskausa.org

VALIC Financial Advisors Office

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+1 (602) 674-2600

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Alaska USA Federal Credit Union

4440 E Main St, Mesa, AZ 85205, USA

+1 (800) 525-9094

www.alaskausa.org

West Valley National Bank

402 W Pima St, Gila Bend, AZ 85337, USA

+1 (623) 536-9862

www.wvnb.net

Regional Acceptance Corporation

1700 N Desert Dr UNIT 105, Tempe, AZ 85281, USA

+1 (480) 606-1080

www.regionalacceptance.com

Cash Time Loan Centers

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+1 (520) 887-1200

cashtime.com

TitleMax Title Loans

3514 W Glendale Ave, Phoenix, AZ 85051, USA

+1 (602) 242-9183

www.titlemax.com

ACE Cash Express

8101 E State Rte 69 Ste A, Prescott Valley, AZ 86314, USA

+1 (928) 759-9939

www.acecashexpress.com

U.S. Bank Bullhead City ATM

2840 AZ-95 #300, Bullhead City, AZ 86442, USA

+1 (800) 872-2657

usbank.com