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What people think about Alaska USA Federal Credit Union?
They approve applicants urgently and transfer funds the same day. But be careful – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Miss Sally Lockman I
I applied for the first payday loan in my life, was approved immediately despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my town charge sky high interest!
Mr. Domingo Maggio V
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Alaska USA Federal Credit Union . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $500 online. Fortunately I got accepted!!! They literally saved my life.
Zetta Parker
I am a regular customer of Alaska USA Federal Credit Union. It is very fast to apply via the net. The interest rate was affordable. Their managers always help right away.
Marion Schmitt
I needed $800 to buy a bike. The only way out was to apply for a cash advance. Found a lot of financial institutions online. Alaska USA Federal Credit Union seemed the most honest financial institution in Kodiak.
Eda Orn PhD
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Kodiak, Alaska
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Kodiak, Alaska. The entire process is stress-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
435%*
$500
14 days
Not Specified
Advantages of Alaska USA Federal Credit Union that offers payday loans in Kodiak, Alaska
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Kodiak, Alaska
Alaska USA Financial Center
43874 Sterling Hwy Ste 120, Soldotna, AK 99669, USA
+1 (907) 260-6246
www.alaskausa.org
Wells Fargo Bank
381 S Santa Claus Ln, North Pole, AK 99705, USA
+1 (907) 488-7507
www.wellsfargo.com
Alaska USA Federal Credit Union
1501 E Parks Hwy Ste B, Wasilla, AK 99654, USA
+1 (800) 525-9094
www.alaskausa.org
Denali State Bank - Golden Heart Branch
1989 Airport Way, Fairbanks, AK 99701, USA
+1 (907) 458-4260
www.denalistatebank.com
