Credit Union 1 - Kodiak Branch Payday Loans Review - Kodiak, Alaska

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4.5 8 reviews

111 Lower Mill Bay Rd, Kodiak, AK 99615, USA
+1 (907) 339-9485
www.cu1.org
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Testimonials

What people think about Credit Union 1 - Kodiak Branch?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Kodiak, Alaska

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Kodiak, Alaska. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

435%*

Max Loan

$500

Min Term

14 days

Max Term

Not Specified

Advantages of Credit Union 1 - Kodiak Branch that offers payday loans in Kodiak, Alaska

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a payday loan if you are convinced that you can make payments on scheduled.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Kodiak, Alaska

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Matanuska Valley Federal Credit Union

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Walmart Money Center

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Preferred Mortgage LLC

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Alaska USA Federal Credit Union

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www.alaskausa.org

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Alaska Housing Finance Corporation

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+1 (907) 225-6030

www.ahfc.us

Mat-valley Federal Credit Union ATM

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Denali. A division of Nuvision Credit Union

7405 Debarr Road, Anchorage, AK 99504, USA

+1 (800) 764-1123

www.denalifcu.org