Alaska USA Federal Credit Union Payday Loans Review - Ketchikan, Alaska

Your personal information is safe with us
5 3 reviews

2417 Tongass Ave, Ketchikan, AK 99901, USA
+1 (800) 525-9094
www.alaskausa.org
Saturday
Closed
Sunday
Closed
Monday
11AM–6PM
Tuesday
11AM–6PM
Wednesday
11AM–6PM
Thursday
11AM–6PM
Friday
11AM–6PM
Testimonials

What people think about Alaska USA Federal Credit Union?

Below you find some of the opinions of our clients.
Note

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Ketchikan, Alaska

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your unexpected financial issues in Ketchikan , Alaska because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

435%*

Max Loan

$500

Min Term

14 days

Max Term

Not Specified

Advantages of Alaska USA Federal Credit Union that offers payday loans in Ketchikan, Alaska

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Ketchikan, Alaska

Northshore Pawn & Thrift

4524 S Big Lake Rd, Big Lake, AK 99623, USA

+1 (907) 892-8433

www.facebook.com

ALPS Federal Credit Union

312 N Nordic Dr, Petersburg, AK 99833, USA

+1 (907) 772-2900

www.alpsfcu.org

First Bank

306 Main St, Craig, AK 99921, USA

+1 (907) 826-3254

www.firstbankak.com

Denali State Bank

119 N Cushman St, Fairbanks, AK 99701, USA

+1 (907) 456-1400

www.denalistatebank.com

KeyBank ATM

801 Frontage Rd, Kenai, AK 99611, USA

+1 (800) 539-2968

key.com

Alaska Housing Finance Corporation

122 Atsaq St, Bethel, AK 99559, USA

+1 (907) 543-2228

www.ahfc.us

Checkmate Pawn Shop (CMP)

2092 Jordan Ave #580, Juneau, AK 99801, USA

+1 (907) 790-2366

m.facebook.com

KeyBank ATM

422 E Marine Way, Kodiak, AK 99615, USA

+1 (800) 539-2968

key.com

Alaska Housing Finance Corporation

404 Lake St, Sitka, AK 99835, USA

+1 (907) 747-5700

www.ahfc.us