Denali. A division of Nuvision Credit Union Payday Loans Review - Kenai, Alaska

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3.4 10 reviews

10096 Kenai Spur Hwy, Kenai, AK 99611, USA
+1 (800) 764-1123
www.denalifcu.org
Saturday
10AM–7PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Testimonials

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Payday lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Kenai, Alaska

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Kenai, Alaska is issued easily and fast. The interest percentage is specified considering the category of the client: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

435%*

Max Loan

$500

Min Term

14 days

Max Term

Not Specified

How will Denali. A division of Nuvision Credit Union help take out a payday loan in Kenai, Alaska?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Kenai, Alaska. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

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Alaska USA Federal Credit Union

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Northrim Bank

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Aurora Payment Solutions

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Edward Jones - Financial Advisor: Jackie Marvel

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www.edwardjones.com

Edward Jones - Financial Advisor

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Credit Union 1 - Eagle River Branch

11544 Business Blvd, Eagle River, AK 99577, USA

+1 (907) 339-9485

www.cu1.org

Credit Union 1 - Fairbanks Branch

909 1st Ave, Fairbanks, AK 99701, USA

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www.cu1.org