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What people think about Alaska USA Federal Credit Union?
Its a great bank, great employees, always been treated top notch.
Zena Morissette
The phone service from credit union headquarters was worse.
Asha Wolff
Friendly and helpful staff!
Myrtis Beer II
Important
Above there is information about a precise loan provider. Below you can see common aspects of payday loans.
Payday Loans in Homer, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans may be an easy and fast solution to a short-term problem in Homer, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.
25% small loan cap
Advantages of Alaska USA Federal Credit Union that offers payday loans in Homer, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments without delays.
To get approved for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Homer, Alaska
Alaska Housing Finance Corporation
1441 22nd Ave, Fairbanks, AK 99701, USA
+1 (907) 456-3738
www.ahfc.us
