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What people think about Spirit of Alaska Federal Credit Union?
Great, locally owned credit union with excellent customer service.
Prof. Collin Roberts
Rude and unhelpful staff members combined with terrible hours of operation.
Mr. Enrico Kohler III
The staff is always so friendly & so helpful.
Ms. Fanny Lindgren PhD
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Below you can review general information about payday loans and their common characteristics.
Payday Loans in Fairbanks, Indiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Online cash advance loans can be the best solution to your unexpected financial issues in Fairbanks , Indiana because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.
391% APR*
$550
14 days
Not Specified
Advantages of Spirit of Alaska Federal Credit Union that offers payday loans in Fairbanks, Indiana
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Fairbanks, Alaska
Alaska Air Group Credit Union
1048 W International Airport Rd #102, Anchorage, AK 99518, USA
+1 (907) 563-5335
aagcu.org
Wells Fargo Bank
1 King Salmon Mall, King Salmon, AK 99613, USA
+1 (907) 246-3306
www.wellsfargo.com
Credit Union 1 - DeBarr Branch
4020 Debarr Road, Anchorage, AK 99508, USA
+1 (907) 339-9485
www.cu1.org
First National Bank Alaska Kuskokwim Branch
700 Front St, Bethel, AK 99559, USA
+1 (907) 543-7650
fnbalaska.com
Credit Union 1 - Ketchikan Branch
2444 Hemlock St, Ketchikan, AK 99901, USA
+1 (907) 339-9485
www.cu1.org