Alaska USA Federal Credit Union Payday Loans Review - Anchorage, Alaska

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3.7 25 reviews

7575 Debarr Road, Anchorage, AK 99504, USA
+1 (800) 525-9094
www.alaskausa.org
Saturday
10AM–7PM
Sunday
10AM–7PM
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Testimonials

Feedback about Alaska USA Federal Credit Union?

Here you see the reviews of our clients.
Note

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Anchorage, Alaska

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Anchorage, Alaska are taken out hassle-free. The interest rate is dependent on the customer's personal information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

435%*

Max Loan

$500

Min Term

14 days

Max Term

Not Specified

How will Alaska USA Federal Credit Union help issue a loan in Anchorage, Alaska?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Anchorage, Alaska. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Anchorage, Alaska

Alaska Fast Cash Anchorage

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+1 (907) 771-7970

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KeyBank

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First National Bank Alaska Kenai Branch

11408 Kenai Spur Hwy, Kenai, AK 99611, USA

+1 (907) 283-6800

fnbalaska.com

Northrim Bank

315 Lincoln St #206, Sitka, AK 99835, USA

+1 (800) 478-2265

www.northrim.com

Northrim Bank

2491 Tongass Ave, Ketchikan, AK 99901, USA

+1 (800) 478-2265

www.northrim.com

Northrim Bank

517 W 7th Ave, Anchorage, AK 99501, USA

+1 (907) 263-3226

www.northrim.com

Alaska USA Federal Credit Union

230 Bidarka St, Kenai, AK 99611, USA

+1 (800) 525-9094

www.alaskausa.org

Denali State Bank - Van Horn Branch

975 Van Horn Rd, Fairbanks, AK 99701, USA

+1 (907) 458-8120

www.denalistatebank.com

Credit Union 1 - Ketchikan Branch

2444 Hemlock St, Ketchikan, AK 99901, USA

+1 (907) 339-9485

www.cu1.org