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What people think about Alaska USA Federal Credit Union?
They only ask for an ID to get approve. Last year I was broke and needed some cash to hold on. These guys accepted me although I had a bad credit score. Online and transparent application. Very happy!!
Camryn O'Connell
Alaska USA Federal Credit Union seems fair. They rescued me twice. The first cash advance approved was small – $500, but next time the limit was increased to $600. Paid off the loan as agreed. The employees were amazing, they gave detailed answers to all my questions. No delays. But their rates are not the lowest on the net.
Mr. Armand Armstrong
Used Alaska USA Federal Credit Union for the second time. The company is fair. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Dr. Florencio Kohler
Many thanks to Alaska USA Federal Credit Union. I recently had some issues with repaying my mortgage and they approved me for a cash advance. Best company! Managed to deal with my problems and signed with relief.
Ramon Herman
A good payday lender. They quickly processed my application. Had money in my account the next morning. If you need some extra money urgently, this is the best loan provider, I’m telling you!
Elias Heidenreich
Important
The previous three items charactirize a specific company. But below you can find general details about payday loans.
Payday Loans in Anchorage, Alaska
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Anchorage, Alaska is are simple to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
435%*
$500
14 days
Not Specified
Advantages of Alaska USA Federal Credit Union that offers payday loans in Anchorage, Alaska
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.
Other Payday Lenders in Anchorage, Alaska
Banking & Securities
333 Willoughby Ave, Juneau, AK 99801, USA
+1 (907) 465-2521
www.commerce.alaska.gov
Denali. A division of Nuvision Credit Union
7405 Debarr Road, Anchorage, AK 99504, USA
+1 (800) 764-1123
www.denalifcu.org
