Valley Bank Payday Loans Review - Wetumpka, Alabama

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Organization owner?
5236 US-231, Wetumpka, AL 36092, USA
+1 (334) 270-3080
locations.valley.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1994-05-03

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Valley Bank?

Here you see the feedback of our clients.

Thanks to the team of Valley Bank. Fast solution of the arisen issues, quick approval on the cash advance. I definitely recommend this service.

Mr. Wayne Rohan

I often take out a payday loan to a card in Valley Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Prof. Bud Parker PhD

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Albert Zboncak

Valley Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Prof. Alvera Glover

Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Wetumpka, Alabama

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Wetumpka, Alabama is issued easily and fast. The interest rate is specified depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Valley Bank help issue a payday loan in Wetumpka, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Wetumpka, Alabama. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the loan.

Let's see

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