First State Bank Payday Loans Review - Wedowee, Alabama

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105 Main St S, Wedowee, AL 36278, USA
+1 (256) 357-0440
www.firststatedirect.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
8AM–12PM

Domain Info

Created Date

2007-06-18

Mailing Address

319 N 3rd St

Wilmington

NC

28401

United States

Company Name

Domain Manager

Apiture LLC

Contact Data

marketing@apiture.com

+1.9104990077

+1.9104990077

Testimonials

Feedback about First State Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Wedowee, Alabama

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Wedowee, Alabama is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First State Bank help issue a payday loan in Wedowee, Alabama?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Wedowee, Alabama. They assess many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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