Coosa Pines Federal Credit Union Payday Loans Review - Vincent, Alabama

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5 3 reviews

42828 AL-25, Vincent, AL 35178, USA
+1 (205) 672-7169
www.coosapinesfcu.org
Friday
8:30AM–1PM, 2–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–1PM, 2–4:30PM
Tuesday
8:30AM–1PM, 2–4:30PM
Wednesday
8:30AM–1PM, 2–4:30PM
Thursday
8:30AM–1PM, 2–4:30PM
Testimonials

What people think about Coosa Pines Federal Credit Union?

Below you find some of the reviews of our clients.
Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Vincent, Alabama

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Vincent, Alabama is are simple to get. The interest rate is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Coosa Pines Federal Credit Union that offers payday loans in Vincent, Alabama

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can save clients who have poor credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a payday loan if you are certain that you can afford payments on time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.

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