Advance America Payday Loans Review - Valley, Alabama

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4.9 64 reviews
Loan agency in Valley, Alabama

3721 20th Ave #9, Valley, AL 36854, USA
+1 (334) 768-0622
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

Feedback about Advance America?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Valley, Alabama

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Valley, Alabama is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a loan in Valley, Alabama?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Valley, Alabama. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

Let's see

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World Finance

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America's First Federal Credit Union

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TitleBucks Title Loans

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Bank of Parrish

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BBVA Bank

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Kroger Money Services

1401 S Gilmer Ave, Lanett, AL 36863, USA

+1 (334) 644-2100

moneyservices.kroger.com

Credit Central

4551 US-431, Albertville, AL 35950, USA

+1 (256) 878-1154

www.creditcentralllc.com

First Cash Express

14222 US-43, Russellville, AL 35653, USA

+1 (256) 332-7474

Cash Express

802 US Hwy 72 W, Athens, AL 35611, USA

+1 (256) 216-9015

www.cashexpressllc.com